Since most individuals and families purchase insurance policies to protect themselves and their belongings, it is an excellent field to get into. Becoming an insurance agent isn’t as hard as you might think, as long as you follow a few simple steps. Before long, you’ll experience success in a career that is truly satisfying. Get an Education In order to sell insurance, you’ll need a high school diploma. Although a college degree isn’t a requirement in this field, there are a few classes that you may want to consider taking that will help you have a leg up over your competition. Taking economics, accounting, and financial management courses will also aid in your advancement within the company you are working for. Obtain a License Each state is different in their licensing requirements, however, you can expect to spend about 20 to 50 hours learning the material needed to pass the licensing exam. You may be able to do this yourself using an online program, or you may have to attend classes at a technical school or community college. Additionally, fingerprinting and criminal background checks are needed before a license can be issued. Seek an Internship Learning from an expert in the field is often more beneficial than any book knowledge. When you first start out, seek an internship or become an apprentice so that you can learn the ins and outs of selling insurance. Remember that an insurance agent must also be skilled in the art of sales, and watching a pro at work will put you on the path to success much more quickly than if you were left to figure it all out on your own. Create Goals Once you begin your journey as an insurance agent, it is imperative that you create a set of goals for yourself. This is because most agents work off of commission. Having achievable goals will give you something to work toward, which is a form of accountability, so that you keep striving to be the best you can be. Keep Up With License Renewals Pay attention to your state’s licensing rules and regulations. Most require that licenses be renewed every two years. During this time you may also want to work toward additional certifications that will not only increase your knowledge, but help you advance to the next level in your company. Financial planning certifications, for example, look great on an insurance agent’s resume. Becoming an insurance agent can be extremely lucrative if you put proper time and energy into each step of the process. A little hard work and determination will take you far in this field. ...Read More »
Insurance is a very important thing to have when you are pregnant. Women experience a lot of things during pregnancy that need to be monitored. For example when a woman is pregnant she has the possibility of developing pre-natal diabetes and that can impact not only her health but also the health and well-being of the baby. Additionally there are other things leading up to delivery that a woman should be monitored for.